Debtor and Creditor Law

To deny a debtor’s discharge the creditor must establish debtor discarded recorded information

Payment of a judgment does not automatically render an appeal moot

A debtor cannot get a bankruptcy discharge if he engages in fraud

Federal court judgment is enforceable according to the laws of the state where it is registered (i.e., docketed).

If you charge interest in excess of the state usury law you might be unable to collect it.

Do not alter a written promissory note without the debtor’s knowledge

Judgment interest rates in Minnesota

To qualify as exempt, a debtor’s retirement must satisfy three criteria

Creditors need to be careful when entering into settlement agreements with debtors because the debtor may get the debt discharged in bankruptcy

Creditors may unknowingly enter into agreements with debtors if they use a mere email to modify a credit agreement. Minn. Stat. § 513.33, subd. 2

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